Save account

The smart way to save everyday

86 400 Visa Debit card

Earn up to 1.35% p.a.Easy to earn bonus interest on all your Save accounts

Split your money your wayWith up to 3 Save accounts

Government guaranteedUp to $250,000 per customer1

It pays to bank smart! 🙌

Sign up using the code WELCOME20 and get $20 after your first purchase.

Offer available for a limited time. T&Cs apply.

Earn up to 1.35% p.a. across all your Save accounts

When you deposit $1,000+ per month into any of your Pay or Save accounts.

This rate is variable and subject to change. It's made up of a base rate of 0.10% p.a. and a bonus rate of 1.25% p.a. The bonus rate is only paid on balances up to $100,000 per account. From 1 November 2020, the bonus rate will be paid on balances up to $50,000 per account.
Interest is calculated on your Save balance daily and paid monthly.

Super charge your savings with 86 400

The following data is sourced via the Consumer Data Right product service provided by each of the banks below. The interest rate is based on having $50,000 in your account and meeting the conditions required to be eligible for bonus interest.

Designed to help you out, not catch you out

We all need a hand sometimes to stay on track. We’ve got your back with a little nudge each month if you’re not on target to earn your bonus rate.

With help like that, it's no wonder over 90% of our customers’ saving balances are earning bonus interest each month!

Flexibility to save or spend as you want

Life is unpredictable, so sometimes you may have to dip into your savings.

With our Save accounts you can take your money out at any time without affecting your bonus interest. It’s your money after all.

Instant transfers via PayID and Osko

No more losing days of interest waiting for your money to reappear when you make a transfer.

With instant transfers via PayID and Osko (if your traditional bank has it), you can move money into your Save accounts and earn interest immediately.

Pay straight from your Save account

Make payments, set up direct debits and pay bills using BPAY straight from your Save accounts.

That means no worrying about whether you have enough money in your Pay account to cover those upcoming bills.

1. Our deposits are guaranteed up to $250,000 per customer by the Australian Government’s Financial Claims Scheme.
BPAY® and Osko® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.