Pay It Forward

Over 100 bills
a week are on us!

We could all use a little random act of kindness in our lives right now.

Pay It Forward is our way of saying thanks to our amazing customers for their support so far.


Not a customer yet?

Open an account today, it’s free and takes just 2 mins.

Download on the app store Get it on Google Play
Pay It Forward
iiNet
Craig received $99.99 for iiNet
Netflix
Vanessa received $13.99 for Netflix
Telstra
Jason received $65 for Telstra
Stan
Rhiannon received $14 for Stan
TPG
Peter received $69.99 for TPG
Spotify
John received $11.99 for Spotify
Netflix
Leigh received $13.99 for Netflix
Belong
Haley received $70 for Belong
Amazon Prime
Shaun received $6.99 for Amazon Prime
HCF
Ashraf received $75.75 for HCF

Each week, we’re randomly selecting over 100 lucky customers to have one of their predicted bills credited to their account! πŸŽ‰

Lucky customers will be notified by SMS and email on the day the bill amount is credited to their Pay account.

How to get involved

By connecting your other bank accounts to the 86 400 app or making payments from your 86 400 accounts, your regular bills and subscriptions will be automatically predicted and appear in the ‘Coming Up’ tile.

Each predicted bill due in the next week and valued between $5 and $100 will be entered into the weekly draw. It’s as easy as that!

Not a customer yet?

What are you waiting for? Open an account today, it’s free and takes just 2 mins.

Download on the app store Get it on Google Play

Total visibility +
smart predictions

With our Connected Accounts feature, you can securely connect to over 100 financial institutions to get a read-only view of your other account balances and transactions alongside your 86 400 accounts, all within the 86 400 app.

Better yet, we’ll automatically scan your transactions across all your bank accounts (not just your 86 400 ones) for any regular bills or subscriptions, and show your next predicted payments in the ‘Coming Up’ tile on your Home screen.

FAQs

  • How do you predict my bills and subscriptions?

    Using your past transactions as a guide – including those from any other bank accounts you’ve connected to our app – we’ll predict your next payments for your regular bills and subscriptions and show them in the ‘Coming Up’ tile of the 86 400 app.

    We currently predict your regular payments to over 200 companies, including popular entertainment and food subscriptions, phone, internet, fitness, utilities and also home, car and health insurance.

  • Which predicted bills are eligible for the Pay It Forward promotion?

    To be entered into the weekly draw, your predicted bill or subscription needs to:

    • be displayed in the ‘Coming Up’ tile of the 86 400 app,
    • have a predicted amount between $5 and $100, and
    • have a predicted due date within the next 7 days.

    For each predicted bill that meets this criteria, you’ll automatically receive one entry into our weekly draw, which is held every Friday.

  • How do I increase my chances of being selected?

    The more predicted bills and subscriptions you have in the ‘Coming Up’ tile of the app, the more chances you have of being randomly selected in our weekly draw.

    By connecting your other bank accounts to the 86 400 app using our Connected Accounts feature, you’ll not only get total visibility of your money, but better sight of all your regular bill payments and subscriptions.

    Follow the prompts in the ‘Accounts’ tab of the app – setting it up takes just a couple of minutes!

  • Why aren't all my bills and subscriptions being predicted?

    We use your past transactions to help predict your regular payments for over 200 companies, including popular entertainment and food subscriptions, phone, internet, fitness, utilities and also home, car and health insurance.

    You’ll need to have made a couple of payments already to one of these companies, and for those transactions to be visible in the 86 400 app, before we predict any future payments. For example, if you have a monthly streaming subscription, you’ll need to have made a few payments for it already before it will be show up in the ‘Coming Up’ tile of your app.

    If you’ve recently connected one of your other bank accounts to the 86 400 app, please allow up to 24 hours for all of your transactions to be retrieved before checking to see your predicted bills and subscriptions for that account.

  • What happens if I'm selected in the weekly draw?

    If you’re one of over 100 customers selected at random each week for our Pay It Forward promotion, you’ll receive a credit to your Pay account for the value of one of your predicted bills or subscriptions.

    Remember, you’ll still need to check your bill for the actual due date and amount, and arrange to pay your bill as you normally would. But the amount we credit to your Pay account should help towards covering it!

The stuff ‘The Lawyer’ makes us write…

The Pay It Forward promotion will run from 22 May 2020 to 3 September 2020.

Customers will be automatically entered into the Promotion after an eligible bill is recognised in the ‘Coming Up’ feature of the 86 400 app.

Limit of one (1) entry per eligible bill per draw is permitted during each promotional period.

Major and minor prize draws will occur weekly (each Friday) during the promotional period. The draw method is random electronic selection. The weekly draws commence on Friday 22 May 2020 and the last weekly draw takes place on Friday 4 September 2020. All draws to take place at 9:00am AEST. If any particular draw is scheduled on a public holiday, the draw will be conducted on the following business day.

Winning entrants will be notified within 5 business days of each draw. Each winner will receive an SMS notifying them of the winning bill and be credited to the value of their winning bill within 5 business days of the draw subject to the terms of this Promotion.

For more info, please refer to our Pay It Forward Promotion T&Cs.

Permit numbers: NSW LTPM/20/05547 ACT TP 20/00640 SA T20/550.

Last modified 21 May 2020