No monthly feesEver
2.25% p.a.Easy to earn bonus interest
Government guaranteedUp to $250,000 1
Designed to help you out, not catch you out
- Earn 2.25% p.a. on Save account balances (up to $100,000) when you deposit $1,000+ per month into any of your Pay and Save accounts. This variable rate is made up of 0.40% p.a. base plus 1.85% p.a. bonus.
- We’ll even help you grow your savings with a little nudge each month if you’re not on track.
- And best of all, you can take your money out any time without affecting your bonus interest.
And you can pay any way you like
It's your money after all. Use your Visa Debit card — or leave your wallet at home and pay with your mobile or watch.
Most fees are free
But there are a few we need to pass on.
- Monthly account feeFree
- Transfers between your 86 400 accountsFree
- Pay someone using a BSB and account number or PayIDFree
- BPAY paymentsFree
- Domestic card paymentsFree
- ATM cash withdrawalsFree At over 10,000 Australian bank ATMs
- International card payments1.5%
- Direct debit dishonoursFree
- Replacement card in AustraliaFree ($7 for express post)
- Emergency Visa replacement card or cash$50
1. Our deposits are guaranteed up to $250,000 per customer by the Australian Government’s Financial Claims Scheme.