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: Legal

86 400 is a trademark of 86400 Pty Ltd ACN 621 804 813. 86400 Pty Ltd has applied to the Australian Prudential Regulation Authority (APRA) for an authority to carry on banking business in Australia as an authorised deposit-taking institution (ADI). 86400 Pty Ltd has not yet been granted an ADI authorisation and has not commenced operations as a bank. All references to “bank” and “banking services” contained on this website are references to 86400 Pty Ltd’s intention to operate as a bank if an ADI authorisation is granted by APRA.