: Why 86 400?

We’re Australia’s newest bank and first smartbank designed to help you take control of your money.

We work on your money every second of every minute of every day, so you don’t have to, all eighty-six four hundred of them.

We exist to offer a smarter alternative to how you bank today, to strip out the waste and give back to customers, to challenge the status quo of what banking is and how it’s done.

We’ve found the best and brightest in banking and technology and liberated them to create the bank they’d always dreamed of, with smarter technology and experiences that people have come to expect in a world run on your mobile.

Your money is safe with us as we are free from legacy technology and have the most advanced security and we’re backed by Australia’s largest independent payments company, Cuscal and like all other Australians banks your money is guaranteed by the Federal Government up to $250,000 per customer.



: Launching soon.